Three years after the Lahaina fire killed at least 102 people, most of the town still isn't rebuilt, and residents are raising hard questions about why — alongside a stream of unproven conspiracy claims that muddy the real story.

• Only about a quarter of destroyed buildings have permits and far fewer are finished, while nearly 200 businesses and hundreds of homes are still stuck waiting for approval.
• Many survivors remain in FEMA units, state-built temporary homes, or tents on the beach, and some report being told they can't rebuild on prime coastal land — fueling anger that this is a "land grab" for future resorts.
• Billions in federal aid went to Maui County, but residents and a state lawmaker say little has reached the people, and calls for an independent audit have gone nowhere.
• Serious concerns are raised about the emergency response itself — blocked roads, silent warning sirens, diverted water, and a shifting death count.
• Claims that the fire was caused by "directed energy weapons," chemtrails, or smart meters are presented as fact here but are unproven and contradicted by official findings pointing to downed power lines.

Outlook: Rebuilding will likely stay slow and contested, keeping displaced residents in limbo and the land-grab fears alive heading into election season.