Hawaii residents keep losing money to online scams, and most of the damage comes from simple tricks rather than high-tech hacking.

• Hawaii saw 337 reports of online shopping scams over the past year, with about $158,000 in reported losses.
• More than 200 additional reports involved phishing and identity theft.
• Scammers rarely break into devices — they talk people into handing over logins by pretending to be a bank, a shipping company, or Amazon.
• Once they have a password or payment details, a one-time scam can turn into full identity theft.
• The best defenses are strong passwords, two-step login, watching bank and credit card activity, and never clicking links in unexpected texts.

Outlook: Scam reports are likely to keep climbing as more shopping and banking moves online, especially heading into the holiday buying season.