Federal aid is now flowing to Big Island families whose homes were wrecked by the magnitude 6 earthquake in May — good news for people still displaced months later.

• Trump signed off on a major disaster declaration for Hawaii County.
• The quake damaged about 550 homes, and 110 were destroyed or badly hit.
• Help includes grants for temporary housing and home repairs.
• Low-cost loans are also available to cover property losses that insurance did not pay for.

Outlook: Affected residents can start applying for federal money, though payouts will take time to reach households.