Scammers are targeting Hawaii's donors after the latest disaster, and older residents are losing the most money.

• Fake fundraisers are popping up on crowdfunding sites, many run from other states or countries.
• Older residents are hit hardest, losing the biggest dollar amounts.
• Storm-chasing contractors are a second threat for people still rebuilding.
• Before giving, check the person or group behind the fundraiser and look at their past campaigns and online history.
• For repairs, get three bids and confirm the contractor is licensed and insured.

Outlook: Expect more fake relief appeals as donations pick up, so verify before sending money or signing a contract.