Power crews across Hawaii are racing to reconnect customers before a second storm arrives, which is bad news for households still in the dark.

• More than 14,000 customers on Hawaii Island still have no power.
• Smaller outages are hitting Maui County and Oahu, and new ones keep popping up.
• Crews are working around the clock because another storm may land before repairs finish.
• Homeowners face a nasty surprise: standard insurance does not cover hurricane or flood damage, which has to be bought separately.

Outlook: If the next storm hits before crews catch up, outage numbers will climb again and repair work will stretch out further.