A career-and-money take that's broadly positive, aimed at young people deciding how to spend their 20s.

• The big message: pick work you're passionate about, but don't ignore money.
• Money only buys happiness up to a point — past covering the basics, more cash barely moves how happy you are.
• The real goal is earning enough that you don't have to panic about bills, not maximizing income.
• Know your own nature — some people are adventurous, some artistic — and match your career path to it.
• Even while chasing purpose, keep building financial security alongside it.

Outlook: A mindset for young workers — chase meaning, but keep enough money coming in to stay secure.