Hawaiʻi seniors on HMSA Medicare Advantage plans need to pay attention right now, since some plans are changing for next year and people may need to take action to stay covered.

• HMSA is ending its Advantage Complete Plus plan on Oʻahu and its standard plus plan on the neighbor islands at the end of this year, with new versions starting in 2027.
• Members on those specific plans must actively re-enroll; other HMSA Medicare plans will renew automatically, so not everyone is affected.
• The annual Medicare enrollment window runs from mid-October to early December, so there's a hard deadline to pick a plan.
• Free workshops and in-person help are available at HMSA centers across the islands for seniors who want to compare options one-on-one.

Outlook: Seniors affected by the plan changes should act before the December enrollment deadline to avoid a coverage gap in 2027.