XRP and silver tend to rally at different times, and both look set to fall in the near term — a warning for anyone holding either right now.

• Over the past five years silver has crushed XRP, but the two rarely move up together.
• When silver ran hard in one stretch, XRP fell sharply — and in other months XRP jumped while silver barely moved.
• The money is in switching between the two rather than buying and holding one, since each takes turns leading.
• Both XRP and silver are expected to drop soon, pressured by a shaky stock market and the wider US economy.
• Silver buyers who only stack physical metal miss these swings entirely; trading platforms are moving toward offering silver contracts alongside crypto.

Outlook: A drop in both is expected first, with the next leg up coming after that dip.