Meet Kevin talks about the huge cost of raising a big family and how paying off debt changed his finances — a positive, calmer money story.

• A family of nine spent north of $800k a year on 24/7 night-care specialists during each child's first year of life.
• Those costs have dropped sharply, and the family now lives on a $250,000 salary with no mortgage.
• No home debt and no margin debt means far less financial stress than before.
• The income cushion comes from YouTube, other revenue, and a real estate venture now called Reinvest.
• Owning 20 mortgaged properties in the past was far more stressful than being debt-free today.

Outlook: The takeaway is that clearing debt buys peace of mind, even at a high income.