US home prices are still rising and there's no crash coming — bad news for first-time buyers, fine for current owners.

• Home prices are up 2% over the year, far from the 28% drop of the 2008 crash.
• Most metros are still rising; only 77 of the 300 biggest fell, worst in Florida, California, and Texas.
• No flood of sellers means no crash — the supply of homes for sale is barely up.
• Mortgage rates climbed to 6.47% when the Iran conflict spiked oil and inflation, but are easing as that war cools down.
• A record 242 US cities now have starter homes over $1 million, and young workers earning $59,000 can't come close to affording them.

Outlook: Expect a boring, flat-to-slightly-up market with no relief for buyers, since wages aren't catching up and Trump wants home prices high.