A warning that programmable digital money, biometric IDs, and mass surveillance are being rolled out together — bad for personal freedom, good for governments and big tech.

• The 2025 Genius Act in the US set up the legal rules for stablecoins, which are digital dollars that can carry conditions on where, when, and on what they are spent.
• Sam Altman's World ID project has scanned 18 million people's eyeballs to give them a "proof of human" credential now being plugged into Tinder, DocuSign, Zoom, and Shopify.
• The push for digital dollars is partly to offload US debt onto regular people abroad, since foreign governments are buying fewer Treasury bonds, especially after the Iran war.
• BlackRock's Larry Fink wants every stock and bond moved onto a blockchain where each investor has a unique ID, making every asset trackable and rule-bound.
• Palantir, founded by Peter Thiel, is the data backbone tying financial, health, and government records into one profile per person, and new cars are now legally required to have a remote kill switch.

Outlook: Expect more pressure from high gas prices, food costs, and US debt strain to push central banks toward devaluing the dollar while the digital ID and stablecoin infrastructure keeps expanding.